To qualify for a VA loan, how long must a military applicant have served during conflict?

To qualify for a VA loan, a military applicant must have served at least 90 days of active duty during a conflict. This requirement is established by the Department of Veterans Affairs, which outlines the eligibility criteria for veterans seeking to utilize VA loan benefits.

The 90-day service period ensures that the applicant has a significant commitment to military service during a time of conflict, which in turn provides a basis for accessing the various benefits that come with a VA loan, such as favorable loan terms and the ability to secure financing without a down payment.

This length of service is aimed at acknowledging the sacrifices made by service members in times of war, thereby granting them access to resources that can assist them in home buying and achieving stability after their military career.